Life Insurance Industry’s Biggest Problem now that there are Fewer Life Insurance Trusts: The Creditor Tsunami
In the 1990s, it seemed that nearly every client needed an Irrevocable Life Insurance Trust (ILIT) to keep the life insurance death benefit out of their taxable estate given the low estate tax exemption. Fast forward to 2018 and roughly 99.9% have no federal estate tax and therefore we’re seeing very few ILITs. But what about creditor protection? Do we really want our clients’ creditors (who really, really, really hate them!) to take their life insurance policies after getting a judgment? Whether you’re an attorney, an accountant, a trust officer or a financial planner, it is crucial for you to attend this very important webinar. In total, you will have 90 minutes of exciting, informative discussion. Join nationally-known estate planning attorney Steve Oshins as he describes this life insurance creditor tsunami and how to use various asset protection techniques in place of ILITs to protect the life insurance policies from creditors.
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